Greater Boston · Boston, MA
Advice Close to Home, From Our Seaport Office
Radius Wealth Management is based in Boston's Seaport District, at 1 Marina Park Drive. We work with individuals, families and business owners who are preparing for retirement, already retired, or managing a business retirement plan.
Boston households often have a mix of moving parts: employer plans, equity compensation, a condo or home that has grown in value, and sometimes a business or partnership interest. We help you see them together and decide what to do with each.
Local Planning Considerations
What Often Matters in Boston
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01
Employer plans and equity pay
Many Boston professionals in healthcare, education, finance, law and technology have a 401(k) or 403(b) and also receive stock awards or options. How and when those are held, sold or exercised can change both your tax bill and how concentrated your savings are in one employer.
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02
A 401(k) for your own company
If you own or run a Boston-area business, your retirement plan carries fiduciary responsibilities and costs that are worth reviewing. We advise on 401(k) plans for employers and can benchmark what yours costs.
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03
Home equity and liquidity
In a high-cost city, a home can be most of your net worth while the cash and investments that fund retirement are a smaller share. We help you plan how both fit together, including whether to stay, downsize or relocate.
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04
Two Massachusetts thresholds
Massachusetts has a 4% surtax on annual income above roughly $1 million (adjusted for inflation), which can matter in a year you sell a business or a large holding. It also has an estate tax with a $2 million exemption per person. Both are good reasons to plan ahead rather than react.
Free Checklist
The Retirement Checklist for Boston Families
Fifty questions across income, Social Security, taxes, Medicare, insurance and legacy, to show what is settled and what still needs attention.
Common Questions
Questions Boston Residents Ask
Our office is at 1 Marina Park Drive #1410 in Boston's Seaport District. Office hours are Monday through Friday, 9:00am to 5:00pm. Call 1-617-765-2200 to arrange a meeting.
Yes. We work with clients across New England, Florida and beyond. Individualized advice is provided only to residents of states where we are permitted to do so.
It is a complimentary conversation about your goals and current situation, with no obligation. If it makes sense to work together, we gather your information and prepare an initial review of your financial picture.
Related
Services and Nearby Areas
- Investment management
- Financial planning
- Estate planning coordination
- 401(k) plan advisory for employers
- Free Retirement Checklist (PDF)
Nearby: Arlington, MA · Brookline, MA · Cambridge, MA · Newton, MA · · All areas we serve
Prefer to Talk It Through?
Request a Complimentary Consultation
A conversation about your goals and how we may be able to help, with no obligation.
Boston, MA is one of the communities we serve. This page is general information, not individualized investment, tax or legal advice, and is not an offer to buy or sell any security. Radius Wealth Management LLC provides individualized advice to residents of a state only where permitted. Tax and estate rules change; please confirm current rules with your tax and legal advisors. Our office is at 1 Marina Park Drive #1410, Boston, MA 02210.