Greater Boston · Wellesley, MA
Planning for Executives, Owners and Established Families
Wellesley is home to many senior professionals, business owners and families with substantial homes and long horizons. Larger balance sheets bring larger questions about taxes, concentration and how to pass on wealth thoughtfully.
We help Wellesley households make deliberate decisions about investing, retirement income, giving and estate planning, and coordinate with their attorneys and tax advisors.
Local Planning Considerations
What Often Matters in Wellesley
-
01
Concentrated holdings
Executives and owners often hold a large position in one company, through stock awards, options or a business. We help you plan how and when to diversify, with the tax consequences in view.
-
02
Estate tax planning
With home values in town, many estates can exceed the $2 million Massachusetts exemption. The state's tax applies to the amount above the exemption on a graduated scale, so planning with an attorney can matter.
-
03
Charitable giving
Gifting appreciated securities, using a donor-advised fund or setting up a family giving plan can align generosity with your tax picture. We coordinate with your tax professional.
-
04
Business exits
Selling a business is a once-in-a-career event. Planning the investment of the proceeds, and the timing of income relative to the Massachusetts surtax on income above roughly $1 million, should start well before a sale.
Free Guide
The Investment Management Guide for Wellesley Families
A practical guide to how portfolios are built, owned and maintained, written for individuals and families planning for retirement.
Common Questions
Questions Wellesley Residents Ask
With your permission, we share information with your attorney so that account ownership, beneficiaries and documents match your plan.
Ideally a year or more before. Early planning gives time to consider taxes, investing the proceeds and your own retirement income.
Common approaches include gifting shares directly to a charity or to a donor-advised fund. Tax rules apply, so we work with your tax professional on the details.
Related
Services and Nearby Areas
- Investment management
- Financial planning
- Estate planning coordination
- 401(k) plan advisory for employers
- Free Investment Management guide (PDF)
Nearby: Brookline, MA · Lexington, MA · Needham, MA · Newton, MA · · All areas we serve
Prefer to Talk It Through?
Request a Complimentary Consultation
A conversation about your goals and how we may be able to help, with no obligation.
Wellesley, MA is one of the communities we serve. This page is general information, not individualized investment, tax or legal advice, and is not an offer to buy or sell any security. Radius Wealth Management LLC provides individualized advice to residents of a state only where permitted. Tax and estate rules change; please confirm current rules with your tax and legal advisors. Our office is at 1 Marina Park Drive #1410, Boston, MA 02210.