Greater Boston · Waltham, MA
Planning for Employers and Their Employees
Waltham's Route 128 corridor has a deep base of life-science, technology and professional-services employers, along with two universities and many smaller companies. That makes it a place where retirement plans for employers matter as much as planning for individuals.
We advise employers on their 401(k) plans and help individuals plan for retirement and invest.
Local Planning Considerations
What Often Matters in Waltham
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01
Fiduciary duties of plan sponsors
Employers who offer a 401(k) take on fiduciary responsibilities, including selecting and monitoring investments and keeping fees reasonable. We help HR and finance leaders understand and document those duties.
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02
What does your plan really cost?
Plan costs can include recordkeeping, investment and advisory fees, and they are not always easy to see. We offer free plan benchmarking, which you can request through WhatsMyFee.com.
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03
Helping employees retire better
Education for employees, thoughtful investment menus and automatic features can improve participation and outcomes. We work with employers on all three.
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04
Individuals and key executives
Owners and senior employees have their own questions about equity pay, deferred compensation and retirement income. We plan for them as individuals as well.
Free Checklist
A Retirement Checklist for Employees and Owners
Fifty questions across income, Social Security, taxes, Medicare, insurance and legacy, to show what is settled and what still needs attention.
Common Questions
Questions Waltham Residents Ask
Start with a benchmark of your plan against comparable plans. You can request a free benchmarking review of your plan.
Fiduciary status attaches to the person exercising discretion over the plan, not to a job title. It includes duties around selecting investments, monitoring them and keeping fees reasonable. Our Business Owners page has more.
Yes. We work with individuals and families as well as employers.
Related
Services and Nearby Areas
- 401(k) plan advisory for employers
- Investment management
- Financial planning
- Estate planning coordination
- Free Retirement Checklist (PDF)
Nearby: Cambridge, MA · Lexington, MA · Needham, MA · Newton, MA · · All areas we serve
Prefer to Talk It Through?
Request a Complimentary Consultation
Whether you run a plan or participate in one, we are glad to talk it through, with no obligation.
Waltham, MA is one of the communities we serve. This page is general information, not individualized investment, tax or legal advice, and is not an offer to buy or sell any security. Radius Wealth Management LLC provides individualized advice to residents of a state only where permitted. Tax and estate rules change; please confirm current rules with your tax and legal advisors. Our office is at 1 Marina Park Drive #1410, Boston, MA 02210.