Greater Boston · Lexington, MA
Planning for Technology Careers and Established Families
Lexington sits at the heart of the Route 128 technology and defense corridor, and many residents work in engineering, research, management or consulting. Others have been in town for decades and are thinking about what to pass on.
We help Lexington families plan for a comfortable retirement and for the years beyond: how to invest, how to use their retirement accounts and how to leave what they have built the way they intend.
Local Planning Considerations
What Often Matters in Lexington
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01
Stock compensation and concentration
Technology and defense careers often come with stock awards, or employer stock inside a 401(k). When one company makes up a large share of your savings, it is worth having a plan for gradually diversifying.
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02
Education and generosity
Many families here are saving for college or helping children and grandchildren. We look at how 529 plans, gifts and your own retirement savings fit together so one goal does not crowd out another.
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03
Giving with a plan
If you support charities, giving appreciated shares can be more tax-efficient than giving cash, and some families use a donor-advised fund. These decisions are best coordinated with your tax professional.
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04
Legacy and estate coordination
Massachusetts has an estate tax with a $2 million exemption per person. We coordinate with your estate attorney so your accounts, beneficiaries and documents reflect your wishes.
Free Guide
The Investment Management Guide for Lexington Families
A practical guide to how portfolios are built, owned and maintained, written for individuals and families planning for retirement.
Common Questions
Questions Lexington Residents Ask
Yes. We advise individuals on their own plan choices and also advise employers on their 401(k) plans. Tell us which situation fits you.
We coordinate with your other advisors so that investment, tax and estate decisions fit together. We do not provide legal or tax advice ourselves.
It depends on your goals, timeline and tax situation. Many planners suggest making sure retirement saving is on track first, because retirement has fewer financing options than college does. We look at both together before recommending where extra savings should go.
Related
Services and Nearby Areas
- Investment management
- Financial planning
- Estate planning coordination
- 401(k) plan advisory for employers
- Free Investment Management guide (PDF)
Nearby: Arlington, MA · Belmont, MA · Concord, MA · Winchester, MA · All areas we serve
Prefer to Talk It Through?
Request a Complimentary Consultation
A conversation about your goals and how we may be able to help, with no obligation.
Lexington, MA is one of the communities we serve. This page is general information, not individualized investment, tax or legal advice, and is not an offer to buy or sell any security. Radius Wealth Management LLC provides individualized advice to residents of a state only where permitted. Tax and estate rules change; please confirm current rules with your tax and legal advisors. Our office is at 1 Marina Park Drive #1410, Boston, MA 02210.