Greater Boston · Arlington, MA
Planning for Long-Time Homeowners and Families
Arlington is a town of long-time homeowners and families, with many people who work in teaching, healthcare, town government and the Boston area's professional fields. We work with Arlington households on retirement, investing and estate planning.
For many people in town, a home that has grown in value is the largest asset they own. Good planning looks at the house, the retirement accounts and the income you will need, all together.
Local Planning Considerations
What Often Matters in Arlington
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01
Home equity and what comes next
If your home is most of your net worth, decisions about staying, downsizing or moving can shape your whole retirement. We help you weigh the options, including how a sale would affect taxes and the income your investments need to provide.
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02
Public-sector careers
Teachers, town employees and other public workers often have a Massachusetts pension in place of, or alongside, Social Security. Congress repealed the Windfall Elimination Provision and Government Pension Offset in January 2025, which changed benefit estimates for many public retirees, so it is worth rechecking yours.
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03
When a house nears the estate tax line
Massachusetts taxes estates above $2 million per person, and the exemption is not shared between spouses. A home plus retirement accounts and life insurance can bring a family nearer that line than expected, so beneficiary designations and trusts deserve a look.
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04
Income you can count on
Closer to retirement, the questions turn to when to claim Social Security, which accounts to draw from first and how to keep income steady. We build that plan with you.
Free Checklist
The Retirement Checklist for Arlington Families
Fifty questions across income, Social Security, taxes, Medicare, insurance and legacy, to show what is settled and what still needs attention.
Common Questions
Questions Arlington Residents Ask
The rules changed in 2025 when Congress repealed the Windfall Elimination Provision and Government Pension Offset. If you were affected by either, check your current benefit with the Social Security Administration. We can help you see how it fits your overall plan.
Our office is in Boston's Seaport District. We work with clients across the Boston area. Call 1-617-765-2200 to arrange a conversation.
Massachusetts does not tax Social Security benefits, although they may still be taxable on your federal return. Taxes depend on your whole income picture, so confirm with your tax professional.
Related
Services and Nearby Areas
Nearby: Belmont, MA · Boston, MA · Cambridge, MA · Lexington, MA · Winchester, MA · All areas we serve
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A conversation about your goals and how we may be able to help, with no obligation.
Arlington, MA is one of the communities we serve. This page is general information, not individualized investment, tax or legal advice, and is not an offer to buy or sell any security. Radius Wealth Management LLC provides individualized advice to residents of a state only where permitted. Tax and estate rules change; please confirm current rules with your tax and legal advisors. Our office is at 1 Marina Park Drive #1410, Boston, MA 02210.