/* ==========================================================================
   Radius Wealth Management — site styles
   Rebuilt from the radiuswealth.com design (Twenty Over Ten "Fresnel" look):
   Barlow Condensed headlines, Josefin Sans UI, Raleway body, green CTAs,
   bright-blue accent, deep teal footer.
   ========================================================================== */

/* ---------- Self-hosted fonts ---------- */
@font-face { font-family: "Barlow Condensed"; src: url("/assets/fonts/barlow-condensed-latin-400-normal.woff2") format("woff2"); font-weight: 400; font-style: normal; font-display: swap; }
@font-face { font-family: "Barlow Condensed"; src: url("/assets/fonts/barlow-condensed-latin-500-normal.woff2") format("woff2"); font-weight: 500; font-style: normal; font-display: swap; }
@font-face { font-family: "Barlow Condensed"; src: url("/assets/fonts/barlow-condensed-latin-400-italic.woff2") format("woff2"); font-weight: 400; font-style: italic; font-display: swap; }
@font-face { font-family: "Barlow"; src: url("/assets/fonts/barlow-latin-500-normal.woff2") format("woff2"); font-weight: 500; font-style: normal; font-display: swap; }
@font-face { font-family: "Josefin Sans"; src: url("/assets/fonts/josefin-sans-latin-300-normal.woff2") format("woff2"); font-weight: 300; font-style: normal; font-display: swap; }
@font-face { font-family: "Josefin Sans"; src: url("/assets/fonts/josefin-sans-latin-400-normal.woff2") format("woff2"); font-weight: 400; font-style: normal; font-display: swap; }
@font-face { font-family: "Josefin Sans"; src: url("/assets/fonts/josefin-sans-latin-600-normal.woff2") format("woff2"); font-weight: 600; font-style: normal; font-display: swap; }
@font-face { font-family: "Mulish"; src: url("/assets/fonts/mulish-latin-400-normal.woff2") format("woff2"); font-weight: 400; font-style: normal; font-display: swap; }
@font-face { font-family: "Raleway"; src: url("/assets/fonts/raleway-latin-400-normal.woff2") format("woff2"); font-weight: 400; font-style: normal; font-display: swap; }
@font-face { font-family: "Raleway"; src: url("/assets/fonts/raleway-latin-600-normal.woff2") format("woff2"); font-weight: 600; font-style: normal; font-display: swap; }
@font-face { font-family: "Raleway"; src: url("/assets/fonts/raleway-latin-400-italic.woff2") format("woff2"); font-weight: 400; font-style: italic; font-display: swap; }

@font-face { font-family: "Cormorant Garamond"; src: url("/assets/fonts/cormorant-garamond-latin-500-normal.woff2") format("woff2"); font-weight: 500; font-style: normal; font-display: swap; }
@font-face { font-family: "Cormorant Garamond"; src: url("/assets/fonts/cormorant-garamond-latin-600-normal.woff2") format("woff2"); font-weight: 600; font-style: normal; font-display: swap; }
@font-face { font-family: "Cormorant Garamond"; src: url("/assets/fonts/cormorant-garamond-latin-500-italic.woff2") format("woff2"); font-weight: 500; font-style: italic; font-display: swap; }

:root {
  --green: #005600;
  --green-hover: #0a720a;
  --accent: #14bdeb;
  --accent-dark: #0e84a5;
  --accent-light: #8adef5;
  --ink: #060606;
  --heading: #121212;
  --muted: #5c5c5c;
  --footer: #04262f;
  --hero-overlay: rgba(19, 32, 53, 0.45);
  --hero-box: rgba(19, 32, 53, 0.55);
  --f-body: "Raleway", Helvetica, Arial, sans-serif;
  --f-head: "Barlow Condensed", "Arial Narrow", sans-serif;
  --f-ui: "Josefin Sans", Helvetica, Arial, sans-serif;
  --f-hero-p: "Mulish", Helvetica, Arial, sans-serif;
  --header-h: 112px;
}

/* ---------- Reset / base ---------- */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body {
  margin: 0;
  background: #fff;
  color: var(--ink);
  font-family: var(--f-body);
  font-weight: 400;
  font-size: 16px;
  line-height: 1.5;
  -webkit-font-smoothing: antialiased;
  overflow-x: hidden;
}
html, body { overflow-x: clip; }
img, video { max-width: 100%; height: auto; display: block; }
::selection { background: var(--accent); color: #000; }
a { color: var(--accent); text-decoration: none; transition: color .15s linear; }
a:hover { color: #15a6ce; }
button { font: inherit; cursor: pointer; }
.skip-link { position: absolute; left: -999px; top: 0; background: #fff; padding: .5rem 1rem; z-index: 100; }
.skip-link:focus { left: 1rem; }
:focus-visible { outline: 2px solid var(--accent); outline-offset: 2px; }

/* ---------- Typography ---------- */
h1, h2, h3, h4 { margin: 0 0 10px; font-weight: 500; color: var(--heading); }
h1, .is-h1 {
  margin: 20px 0; font-family: var(--f-head); font-weight: 400;
  font-size: 2em; line-height: 1.1;
}
h2, .is-h2 { font-family: var(--f-head); font-weight: 500; font-size: 2em; line-height: 1.2; }
h2.is-h1 { font-weight: 400; }
h3, .is-h3 { font-family: var(--f-ui); font-weight: 400; font-size: 1.5em; line-height: 1.3; }
h4, .is-h4 {
  font-family: "Barlow", var(--f-head); font-weight: 500; font-size: .75em;
  text-transform: uppercase; letter-spacing: 3px; line-height: 1.5;
}
@media (min-width: 820px) { h1, .is-h1 { font-size: 2.5em; } }
@media (min-width: 980px) { h1, .is-h1 { font-size: 3em; } }
p { margin: 0 0 1.5rem; line-height: 1.75; }
p.hero, .hero-text p { font-size: 1.25rem; line-height: 1.5; }
p a:not(.btn), .rich-text li a:not(.btn) { text-decoration: underline; }
ul, ol { margin: 0 0 1.5rem 1.5rem; padding: 0; line-height: 1.75; }
li { margin-bottom: .25rem; }
strong { font-weight: 600; }
sup { font-size: .65em; line-height: 0; }
hr { border: 0; border-top: 1px solid rgba(6,6,6,.25); margin: 2rem 0; }
.accented { color: var(--accent) !important; }
.text-center { text-align: center; }
.is-mt0 { margin-top: 0 !important; }
.is-mb0, .is-mb0 p:last-child { margin-bottom: 0 !important; }
.is-m0 { margin: 0 !important; }
.mar-bot-xs { margin-bottom: 1rem !important; }
.mar-bot-sm { margin-bottom: 2rem !important; }
.mar-bot-md { margin-bottom: 4rem !important; }
.mar-bot-lg { margin-bottom: 8rem !important; }
@media (max-width: 820px) { .mar-bot-lg { margin-bottom: 5rem !important; } }

/* ---------- Buttons ---------- */
.btn {
  display: inline-block;
  padding: 1rem 1.5rem;
  background: var(--green);
  color: #fff !important;
  border: 0;
  font-family: var(--f-ui);
  font-weight: 600;
  font-size: .7em;
  line-height: 1.4;
  text-transform: uppercase;
  letter-spacing: 2px;
  text-align: center;
  text-decoration: none !important;
  transition: background .15s linear, transform .15s ease;
}
.btn:hover { background: var(--green-hover); color: #fff; }
.btn.is-pill { border-radius: 3em; }
.btn-block { display: block !important; width: 100%; }
h2 + p > a.btn:only-child, h3 + p > a.btn:only-child { margin-top: 1rem; }

.sticky-cta {
  position: fixed; right: 25px; bottom: 25px; z-index: 20;
  box-shadow: 0 6px 20px rgba(0,0,0,.18);
}
@media (max-width: 600px) { .sticky-cta { right: 12px; bottom: 12px; font-size: .62em; padding: .85rem 1.2rem; } }

/* ---------- Grid (flexboxgrid-style) ---------- */
.container { width: 100%; margin: 0 auto; padding: 0 1.5rem; }
@media (min-width: 820px) { .container { width: 80%; max-width: 1200px; } }
.row { display: flex; flex-wrap: wrap; margin-left: -1rem; margin-right: -1rem; }
.row > [class*="col-"] { padding-left: 1rem; padding-right: 1rem; flex: 0 0 100%; max-width: 100%; }
.middle-xs { align-items: center; }
.center-xs { justify-content: center; }
.col-xs-6 { flex-basis: 50% !important; max-width: 50% !important; }
@media (min-width: 600px) {
  .col-sm-3 { flex-basis: 25% !important; max-width: 25% !important; }
  .col-sm-4 { flex-basis: 33.333% !important; max-width: 33.333% !important; }
  .col-sm-5 { flex-basis: 41.666% !important; max-width: 41.666% !important; }
  .col-sm-6 { flex-basis: 50% !important; max-width: 50% !important; }
  .col-sm-7 { flex-basis: 58.333% !important; max-width: 58.333% !important; }
  .col-sm-8 { flex-basis: 66.666% !important; max-width: 66.666% !important; }
}
@media (min-width: 820px) {
  .col-md-2 { flex-basis: 16.666% !important; max-width: 16.666% !important; }
  .col-md-3 { flex-basis: 25% !important; max-width: 25% !important; }
  .col-md-4 { flex-basis: 33.333% !important; max-width: 33.333% !important; }
  .col-md-5 { flex-basis: 41.666% !important; max-width: 41.666% !important; }
  .col-md-6 { flex-basis: 50% !important; max-width: 50% !important; }
  .col-md-7 { flex-basis: 58.333% !important; max-width: 58.333% !important; }
  .col-md-8 { flex-basis: 66.666% !important; max-width: 66.666% !important; }
  .col-md-offset-1 { margin-left: 8.333%; }
  .reverse-md { flex-direction: row-reverse; }
}
@media (max-width: 820px) {
  .row > div:not(:last-child) { margin-bottom: 1rem; }
}

/* ---------- Header ---------- */
.site-header {
  position: fixed; top: 0; left: 0; right: 0; z-index: 30;
  padding: 1rem 2rem;
  background: #fff;
  transition: background .2s linear, box-shadow .2s linear, padding .2s linear;
}
.header-inner { display: flex; align-items: center; justify-content: space-between; }
.logo { display: block; position: relative; width: 250px; max-width: 55vw; flex-shrink: 0; }
.logo img { width: 100%; height: auto; transition: opacity .2s linear; }
.logo .logo-alternate { position: absolute; inset: 0; }
/* Solid header: dark logo */
.logo .logo-default { opacity: 0; }
.logo .logo-alternate { opacity: 1; }
/* Transparent header over a hero */
.has-hero .site-header:not(.is-scrolled) { background: transparent; }
.has-hero .site-header:not(.is-scrolled) .logo-default { opacity: 1; }
.has-hero .site-header:not(.is-scrolled) .logo-alternate { opacity: 0; }
.site-header.is-scrolled { box-shadow: 0 1px 12px rgba(0,0,0,.08); padding-top: .5rem; padding-bottom: .5rem; }
.site-header.is-scrolled .logo { width: 180px; }

#main-navigation { display: none; }
@media (min-width: 1000px) {
  #main-navigation { display: block; }
  .menu-toggle { display: none !important; }
}
#main-navigation > ul { display: flex; align-items: center; margin: 0; padding: 0; list-style: none; }
#main-navigation > ul > li { position: relative; margin: 0; }
#main-navigation > ul > li > a {
  display: block; position: relative; margin: 0 .65rem; padding: .5em 0;
  font-family: var(--f-ui); font-weight: 600; font-size: .65rem;
  text-transform: uppercase; letter-spacing: 2px; color: #242424;
}
.has-hero .site-header:not(.is-scrolled) #main-navigation > ul > li > a:not(.btn) { color: #fff; }
#main-navigation > ul > li > a:not(.btn):hover { color: #12aad3 !important; }
#main-navigation > ul > li.active > a:not(.btn) { color: var(--accent) !important; }
#main-navigation > ul > li.active > a::after {
  content: ""; position: absolute; width: 20px; height: 1px; bottom: -.25rem; left: 50%;
  transform: translateX(-50%); background: var(--accent);
}
#main-navigation > ul > li > a.btn { padding: 1em 1.5em; border-radius: 5rem; margin-left: 1rem; margin-right: 0; font-size: .65rem; }
#main-navigation > ul > li > a.btn:hover { background: #12aad3; }
#main-navigation li ul {
  position: absolute; top: 100%; right: -.5rem; margin: 0; padding: .75rem 1rem;
  list-style: none; background: #fff; min-width: 100%;
  box-shadow: 0 8px 24px rgba(0,0,0,.08);
  opacity: 0; visibility: hidden; transform: translateY(.25rem);
  transition: opacity .15s linear .1s, transform .2s ease .1s, visibility 0s linear .35s;
}
#main-navigation li.dropdown:hover > ul,
#main-navigation li.dropdown:focus-within > ul { opacity: 1; visibility: visible; transform: none; transition-delay: 0s; }
#main-navigation li ul li a {
  display: block; padding: .3rem 0; text-align: right; white-space: nowrap;
  font-family: var(--f-ui); font-weight: 600; font-size: .65rem; text-transform: uppercase; letter-spacing: 2px; color: #242424 !important;
}
#main-navigation li ul li a:hover { color: #12aad3 !important; }

.menu-toggle {
  display: block; position: relative; width: 36px; height: 36px; padding: 0; background: none; border: 0;
}
.menu-toggle span, .menu-toggle span::before, .menu-toggle span::after {
  position: absolute; left: 6px; width: 24px; height: 2px; background: #242424; content: ""; transition: background .2s;
}
.menu-toggle span { top: 17px; }
.menu-toggle span::before { left: 0; top: -7px; }
.menu-toggle span::after { left: 0; top: 7px; }
.has-hero .site-header:not(.is-scrolled) .menu-toggle span,
.has-hero .site-header:not(.is-scrolled) .menu-toggle span::before,
.has-hero .site-header:not(.is-scrolled) .menu-toggle span::after { background: #fff; }

#pull-out-nav {
  position: fixed; top: 0; right: 0; bottom: 0; width: 290px; max-width: 85vw; z-index: 50;
  background: #fff; padding: 4.5rem 2rem 2rem; overflow-y: auto;
  transform: translateX(100%); visibility: hidden; transition: transform .3s cubic-bezier(.4,0,0,1), visibility 0s linear .3s;
}
.nav-open #pull-out-nav { transform: none; visibility: visible; transition-delay: 0s; }
.pull-out-overlay { position: fixed; inset: 0; background: rgba(0,0,0,.4); z-index: 45; opacity: 0; visibility: hidden; transition: opacity .3s; }
.nav-open .pull-out-overlay { opacity: 1; visibility: visible; }
.close-menu { position: absolute; top: 1.25rem; right: 1.25rem; width: 32px; height: 32px; border: 0; background: none; }
.close-menu span::before, .close-menu span::after {
  content: ""; position: absolute; left: 4px; top: 15px; width: 24px; height: 2px; background: #242424;
}
.close-menu span::before { transform: rotate(45deg); }
.close-menu span::after { transform: rotate(-45deg); }
#pull-out-nav ul { list-style: none; margin: 0; padding: 0; }
#pull-out-nav > ul > li { margin-bottom: 1rem; }
#pull-out-nav a {
  font-family: var(--f-ui); font-weight: 600; text-transform: uppercase; letter-spacing: 2px; font-size: .75rem; color: #242424;
}
#pull-out-nav li.active > a { color: var(--accent); }
#pull-out-nav li ul { margin: .4rem 0 0 .75rem; }
#pull-out-nav li ul a { font-size: .68rem; color: #5c5c5c; line-height: 2.2; }
#pull-out-nav .btn { margin-top: 1rem; color: #fff; }

.header-push { height: var(--header-h); }
@media (max-width: 820px) { :root { --header-h: 96px; } .site-header { padding: .75rem 1.25rem; } .logo { width: 190px; } }

/* ---------- Heroes ---------- */
.page-bg { position: relative; min-height: 50vh; color: #fff; overflow: hidden; }
.page-bg .bg { position: absolute; inset: 0; background-size: cover; background-position: center; background-repeat: no-repeat; }
.page-bg .bg-video { position: absolute; top: 50%; left: 50%; min-width: 100%; min-height: 100%; width: auto; height: auto; max-width: none; transform: translate(-50%,-50%); object-fit: cover; }
.page-bg .overlay {
  position: relative; display: flex; align-items: center; justify-content: center;
  min-height: 50vh; padding: calc(var(--header-h) + 2rem) 0 4rem; background: var(--hero-overlay);
}
.page-bg .overlay .container { margin: 0; }
.page-bg .hero-content { text-align: center; }
.page-bg .hero-content h1 { color: #fff; font-weight: 500; margin: 0 0 .5rem; text-shadow: 0 1px 12px rgba(0,0,0,.15); }
.page-bg .hero-content h2 { color: #fff; font-family: var(--f-ui); font-weight: 300; font-size: 1.6em; margin: 0; }
.page-bg .hero-content h4 { color: #fff; font-family: var(--f-ui); font-weight: 400; margin-bottom: .5rem; }
.page-bg .hero-content p { font-family: var(--f-hero-p); }

/* Home: full-screen video hero with boxed headline at left */
.page-bg.full-screen, .page-bg.full-screen .overlay { min-height: 100vh; min-height: 100svh; }
.page-bg.is-home .overlay { background: none; justify-content: flex-start; }
.page-bg.is-home .container { width: 100%; max-width: none; }
@media (min-width: 821px) { .page-bg.is-home .container { padding: 0 8rem; } }
.page-bg.is-home .hero-content { text-align: left; padding: 2rem; background: var(--hero-box); max-width: max-content; }
.page-bg.is-home .hero-eyebrow { font-family: var(--f-ui); font-weight: 300; font-size: 2rem; color: #fff; margin: 0; padding-right: 4px; }
.page-bg.is-home h1 { font-size: 2.6rem; margin: 0 0 3rem; }
@media (min-width: 820px) { .page-bg.is-home h1 { font-size: 3.4rem; } }
@media (min-width: 980px) { .page-bg.is-home h1 { font-size: 4rem; } }
@media (max-width: 600px) {
  .page-bg.is-home .hero-eyebrow { font-size: 1.4rem; }
  .page-bg.is-home h1 { margin-bottom: 2rem; }
  .page-bg.is-home .hero-content { padding: 1.5rem; }
}
.page-bg.is-home .hero-content p { margin: 0; }
.video-control {
  position: absolute; right: 1.5rem; bottom: 1.5rem; z-index: 3; width: 34px; height: 34px; padding: 6px;
  border-radius: 50%; border: 1px solid rgba(255,255,255,.7); background: rgba(0,0,0,.15); color: #fff;
}
.video-control svg { width: 100%; height: 100%; fill: currentColor; }
.video-control .i-play { display: none; }
.video-control[aria-pressed="true"] .i-play { display: block; }
.video-control[aria-pressed="true"] .i-pause { display: none; }
@media (max-width: 600px) { .video-control { bottom: auto; top: calc(var(--header-h) + .5rem); right: 1rem; } }
.scroll-down { position: absolute; bottom: 22px; left: 50%; width: 40px; height: 30px; transform: translateX(-50%); z-index: 2; }
.scroll-down span {
  position: absolute; left: 50%; top: 0; width: 14px; height: 14px; margin-left: -7px;
  border-right: 1px solid #fff; border-bottom: 1px solid #fff; transform: rotate(45deg);
  animation: nudge 2s ease-in-out infinite;
}
@keyframes nudge { 0%,100% { top: 0; } 50% { top: 8px; } }

/* ---------- Content ---------- */
.content-wrapper { padding: 4rem 0 4rem; }
@media (max-width: 820px) { .content-wrapper { padding: 2rem 0; } }
.no-hero .content-wrapper { padding-top: 3rem; }
.main-content { position: relative; }

#sub-navigation { margin: -1rem 0 3rem; }
#sub-navigation ul { list-style: none; margin: 0; padding: 0; display: flex; flex-wrap: wrap; justify-content: center; }
#sub-navigation li { margin: 0; }
#sub-navigation a {
  display: block; margin: 6px 10px; font-family: var(--f-ui); font-weight: 600; font-size: .65rem; line-height: 25px;
  text-transform: uppercase; letter-spacing: 2px; color: var(--ink);
}
#sub-navigation a::after {
  content: ""; display: block; margin: .1em auto 0; width: 20px; height: 1px; background: var(--accent);
  opacity: 0; transform: scaleX(0); transition: opacity .2s linear, transform .3s ease;
}
#sub-navigation li.active a { color: var(--accent); }
#sub-navigation li.active a::after, #sub-navigation a:hover::after { opacity: 1; transform: scaleX(1); }

/* Full-bleed callout band */
.callout { position: relative; z-index: 1; margin: 4rem 0; padding: 5rem 0; }
.callout::before {
  content: ""; position: absolute; top: 0; bottom: 0; left: 50%; width: 100vw; margin-left: -50vw; z-index: -1; background: var(--accent);
}
.callout.light::before {
  background-color: #fff;
  background-image: var(--callout-bg, url('/assets/img/photo-6553644-dji-44-pano-9932009-0-2021515193748-photo-original.jpg'));
  background-attachment: fixed; background-size: cover; background-repeat: no-repeat; background-position: center;
  filter: brightness(1.6) opacity(.25);
}
@supports (-webkit-touch-callout: none) { .callout.light::before { background-attachment: scroll; } }
.callout *:last-child { margin-bottom: 0; }
@media (max-width: 820px) { .callout { padding: 3rem 0; margin: 2.5rem 0; } }

/* Home */
.home-intro h2 { margin-top: 0; }
.home__book-image-wrapper { height: 100%; min-height: 220px; position: relative; }
.home__book-image { position: absolute; height: 100%; left: 0; top: 0; max-width: none; width: auto; opacity: .4; }
@media (max-width: 820px) { .home__book-image-wrapper { min-height: 160px; } .home__book-image { position: static; height: 160px; margin: 0 auto; } }
.home__following { padding-left: .8rem; border-left: 3px solid var(--accent-dark); }
.home__following h3 { margin-bottom: .25rem; }
.home__following p { margin-bottom: 0; }
.home__accordion-section-header { padding-left: 1rem; }
.home__accordion-section-header h3 { margin-top: .75rem; }
.home__accordion-header-underline { display: inline-block; padding-bottom: .75rem; margin-bottom: .75rem; border-bottom: 3px solid var(--accent-dark); }

/* Accordions */
.toggle-accordion {
  display: flex; align-items: flex-start; width: 100%; padding: 0 0 .5rem; border: 0; background: none; text-align: left; color: inherit;
}
.home__accordion-header { font-size: 1.15rem; margin: .15rem 0 0; line-height: 1.5; transition: color .2s; }
.toggle-accordion:hover .home__accordion-header { color: var(--accent-dark); }
.home__accordion-icon-wrapper { display: inline-block; position: relative; min-width: 1.8rem; width: 1.8rem; height: 1.8rem; margin: 0 .5rem 0 0; }
.home__accordion-icon, .home__accordion-plus { position: absolute !important; width: 100%; top: 0; left: 0; transition: all .3s; }
.home__accordion-plus { transition-delay: .2s; }
.home__accordion-icon { opacity: 0; transform: rotate(-180deg) scale(.5); transition-delay: 0s; }
.toggle-accordion:hover .home__accordion-plus { transform: rotate(180deg) scale(.5); opacity: 0; transition-delay: 0s; }
.toggle-accordion:hover .home__accordion-icon { transform: none; opacity: 1; transition-delay: .2s; }
.toggle-accordion.open .home__accordion-icon { transform: rotate(180deg) scale(.5); opacity: 0; }
.toggle-accordion.open .home__accordion-plus { transform: rotate(225deg); opacity: 1; transition-delay: .4s; }
.accordion-content { padding-left: 2.3rem; }
.accordion-content p:last-child { margin-bottom: 0; }
.accordion-content ul { margin: 0; padding-left: 1.2rem; }
@media (max-width: 820px) {
  .home__accordion .home__accordion-icon { opacity: 0 !important; }
  .home__accordion .home__accordion-plus { opacity: 1 !important; transform: none; }
  .home__accordion .toggle-accordion.open .home__accordion-plus { transform: rotate(45deg); }
}

/* Testimonials */
.testimonials { margin-top: 2rem; margin-bottom: 4rem; }
.testimonials h2, .testimonials .testimonial-title { font-family: var(--f-head); font-weight: 500; font-size: 2em; }
.section-center { text-align: center; margin-bottom: 4rem; }
.home-office img { margin: 0 auto 2rem; }
.home-office p a { text-decoration: underline; }
.section-cta { margin-top: 4rem; }

/* Who we serve */
.who__work-with-image { padding: .75rem 0; border-top: 3px solid var(--accent-light); border-bottom: 3px solid var(--accent-light); width: 100%; }

/* Team */
.team-image img { width: 100%; }
.team-member h3 { margin-bottom: .25rem; }
.team-member .accented { font-family: "Barlow", var(--f-head); }

/* Space gallery */
.space-grid > div { margin-bottom: 2rem; }
.space-grid img { width: 100%; aspect-ratio: 4 / 3; object-fit: cover; margin-bottom: 1rem; }

/* Services */
.what__goals-text { position: relative; z-index: 0; white-space: nowrap; }
.what__goals-text::before {
  content: ""; position: absolute; height: 45%; width: calc(100% + .5rem); top: 60%; left: 50%;
  transform: translate(-50%,-50%); background: var(--accent); opacity: .15; z-index: -1;
}
.what__area-icon { width: 2rem; margin: 0 0 .5rem; }
.what__area-header { font-size: 1.2rem; }
.employer-grid { display: grid; grid-template-columns: repeat(5, 1fr); border: 0; margin: 2rem 0; }
.employer-item { display: flex; align-items: center; justify-content: center; padding: 1rem; background: var(--accent); text-align: center; border-right: 1px solid #1097bc; }
.employer-item:last-child { border-right: 0; }
.employer-item h4 { margin: 0; color: #000; }
@media (max-width: 820px) { .employer-grid { grid-template-columns: 1fr; } .employer-item { border-right: 0; border-bottom: 1px solid #1097bc; } }
.employer-text { max-width: 900px; margin-left: auto; margin-right: auto; }

.capabilities { display: flex; flex-wrap: wrap; justify-content: center; margin: 0 -1rem 2rem; }
.financial__capability { flex: 0 0 20%; padding: 0 1rem 2rem; text-align: center; }
@media (max-width: 980px) { .financial__capability { flex-basis: 33.333%; } }
@media (max-width: 600px) { .financial__capability { flex-basis: 50%; } }
.financial__capability-icon { width: 3rem; margin: 0 auto .75rem; }
.financial__capability-header { font-size: 1.15rem; }
.financial__process-header { color: var(--accent) !important; padding-bottom: .5rem; margin-bottom: .5rem; border-bottom: 2px solid var(--accent); }
.process-image { width: 254px; margin: 2rem auto; }
.financial__tech-logo { max-height: 80px; width: auto; margin: 0 auto 1rem; }
.tools-title { margin-top: 3rem; }

/* Events, rich text */
.event-image img { margin: 0 auto 3rem; width: 846px; max-width: 100%; }
.rich-text h2 { margin-top: 2rem; }
.rich-text img { margin: 1.5rem auto; }
.rich-text table { width: 100%; border-collapse: collapse; margin-bottom: 1.5rem; }
.rich-text th, .rich-text td { border: 1px solid #d9d9d9; padding: .6rem .8rem; text-align: left; }
.rich-text th { background: var(--ink); color: #fff; }
.trust-image { width: 423px; max-width: 100%; margin: 0 auto; }

/* Riskalyze */
.video-wrap video { margin: 0 auto; width: 640px; max-width: 100%; }
.button-row .btn { margin: .4rem; }

/* Sidebar & forms */
.sidebar { margin: 2rem 0; padding-top: 2rem; border-top: 2px solid var(--accent); }
@media (min-width: 600px) { .sidebar { margin-top: 0; padding: 0 0 0 2rem; border-top: 0; border-left: 2px solid var(--accent); } }
.contact-sidebar h3 { font-size: 1.2rem; }
.contact-sidebar h4 { margin-bottom: .25rem; }
.form-item { margin-bottom: 1rem; }
.form-item label { display: block; font-size: .85rem; margin-bottom: .35rem; }
.form-control {
  display: block; width: 100%; padding: .85rem 1rem; border: 0; border-bottom: 2px solid transparent; border-radius: 0;
  background: rgba(6,6,6,.08); color: var(--ink); font: inherit; transition: border-color .2s, background .2s;
}
.form-control:focus { outline: none; border-bottom-color: var(--accent); background: rgba(6,6,6,.05); }
textarea.form-control { min-height: 140px; resize: vertical; }
.hp { position: absolute !important; left: -9999px !important; height: 0; overflow: hidden; }
.form-status { margin: .5rem 0 0; font-weight: 600; }
.form-status.ok { color: var(--green); }
.form-status.err { color: #b3261e; }
.search-form { display: flex; gap: 1rem; max-width: 720px; margin: 0 auto 2rem; }
.search-form .form-fit { flex: 1; margin: 0; }
.search-form .form-item { margin: 0; }
.search-form .btn { height: 100%; }

/* Client login */
.login-grid { display: flex; flex-wrap: wrap; justify-content: center; align-items: center; gap: 3rem; padding: 2rem 0; }
.login-card { display: block; max-width: 420px; flex: 1 1 260px; transition: transform .2s ease, opacity .2s; }
.login-card:hover { transform: translateY(-3px); opacity: .9; }
.login-card img { margin: 0 auto; }

/* CRS */
.crs-page img { margin: 0 auto 2rem; box-shadow: 0 4px 16px rgba(0,0,0,.08); }

/* ---------- Blog ---------- */
.posts-list { columns: 2 320px; column-gap: 3rem; }
.post-link { break-inside: avoid; margin: 0 0 4rem; display: inline-block; width: 100%; }
.post-link > a { display: block; color: inherit; }
.post-thumbnail { margin: 0 0 1rem; }
.post-link .post-thumbnail img { width: 100%; transition: opacity .2s linear; }
.post-link > a:hover img { opacity: .9; }
.post-link h3 { font-size: 1.35rem; color: var(--heading); transition: color .2s linear; margin: 0; }
.post-link > a:hover h3 { color: var(--accent); }
.post-meta { font-weight: 600; font-size: .65rem; text-transform: uppercase; letter-spacing: 2px; margin: .5rem 0; color: var(--muted); }
.post-excerpt p { font-size: .95rem; margin-bottom: .75rem; }
.read-more { display: inline-flex; align-items: center; font-weight: 600; font-size: .9rem; }
.read-more span { display: inline-block; width: 0; height: 1px; background: var(--accent); margin-right: 0; opacity: 0; transition: width .45s ease, opacity .2s linear, margin .3s; }
.read-more:hover span { width: 2rem; opacity: 1; margin-right: .5rem; }
.pagination { display: flex; justify-content: space-between; align-items: center; gap: 1rem; }
.page-count { font-size: .85rem; color: var(--muted); }
.search-summary { text-align: center; color: var(--muted); }

.post-main { max-width: 1100px; margin: 0 auto; }
.post .post-thumbnail { margin: 0 -1.5rem; }
@media (min-width: 820px) { .post .post-thumbnail { margin: 0; } }
.post .post-thumbnail img { width: 100%; max-height: 560px; object-fit: cover; }
.post .post-wrapper { position: relative; max-width: 900px; margin: -4rem auto 0; padding: 2rem 3rem; background: #fff; }
@media (max-width: 820px) { .post .post-wrapper { margin-top: 0; padding: 1.5rem 0; } }
.post-title { margin-top: 0; }
.post-content { font-size: 1.05rem; }
.post-content h2 { font-size: 1.75em; }
.share { margin-top: 3rem; text-align: center; }
.share-text { position: relative; margin-bottom: 1rem; }
.share-text::before { content: ""; position: absolute; top: 50%; left: 0; width: 100%; height: 1px; background: rgba(6,6,6,.25); }
.share-text span { position: relative; z-index: 1; padding: 0 1rem; background: #fff; font-size: .7rem; text-transform: uppercase; letter-spacing: 2px; }
.share-links { display: flex; justify-content: center; gap: 1.25rem; flex-wrap: wrap; }
.share-links a { font-family: var(--f-ui); font-weight: 600; font-size: .75rem; text-transform: uppercase; letter-spacing: 2px; text-decoration: none !important; }
.back-link { margin-top: 2rem; }

/* ---------- Footer ---------- */
.footer { background: var(--footer); color: rgba(255,255,255,.9); padding: 50px 0 90px; }
.footer a { color: #fff; }
.footer a:hover { color: rgba(255,255,255,.6); }
.footer h4 { color: rgba(255,255,255,.9); font-family: var(--f-head); font-weight: 400; font-size: .8rem; margin: 0 0 .15rem; }
.footer p { font-size: .95rem; margin-bottom: 1rem; line-height: 1.5; }
.footer .plain { text-decoration: none; }
.footer-logos { margin-bottom: 3rem; }
.affiliation-logo { max-height: 70px; width: auto; }
.footer-info h4:not(:first-child) { margin-top: .5rem; }
p.disclaimer { font-size: .75rem; line-height: 1.6; color: rgba(255,255,255,.85); }
.copyright { font-size: .75rem !important; opacity: .7; }
.social { display: flex; gap: .5rem; }
.social-link { display: inline-flex; width: 30px; height: 30px; align-items: center; justify-content: center; border: 1px solid currentColor; border-radius: 50%; color: inherit; }
.social-link svg { width: 16px; height: 16px; fill: currentColor; }
.contact-sidebar .social-link { color: var(--ink); }

/* ---------- Scroll animations ---------- */
@keyframes fadeIn { from { opacity: 0; } to { opacity: 1; } }
@keyframes fadeInUp { from { opacity: 0; transform: translateY(4rem); } to { opacity: 1; transform: none; } }
.js .animate { opacity: 0; }
.js .animate.in-view { opacity: 1; animation-duration: .75s; animation-timing-function: ease-out; animation-fill-mode: backwards; }
.js .animate.fadeIn.in-view { animation-name: fadeIn; }
.js .animate.fadeInUp.in-view { animation-name: fadeInUp; }
@media (prefers-reduced-motion: reduce) {
  .js .animate { opacity: 1 !important; animation: none !important; }
  .scroll-down span { animation: none; }
  html { scroll-behavior: auto; }
}

/* Mobile overflow guards */
@media (max-width: 820px) {
  .home__book-image { max-width: 100%; width: auto; height: auto; max-height: 160px; }
  .page-bg.is-home .hero-content { max-width: 100%; }
  .page-bg.is-home .container { padding: 0 1rem; }
  .what__goals-text { white-space: normal; }
}
@media (min-width: 821px) {
  .home__book-image-wrapper { overflow: visible; }
  .home__book-image { max-width: 115%; }
}

/* Reviews */
.review-badges { display: flex; flex-wrap: wrap; gap: 1rem; margin: 3rem 0 1rem; }
.review-badge { display: inline-flex; align-items: center; gap: .75rem; padding: .7rem 1.1rem; border: 1px solid rgba(6,6,6,.12); border-radius: 10px; color: var(--ink) !important; text-decoration: none !important; background: #fff; box-shadow: 0 2px 10px rgba(0,0,0,.05); transition: box-shadow .2s, transform .2s; line-height: 1.3; }
.review-badge:hover { box-shadow: 0 6px 18px rgba(0,0,0,.1); transform: translateY(-1px); }
.review-badge svg { width: 30px; height: 30px; flex-shrink: 0; }
.review-badge small { color: var(--muted); font-size: .78rem; }
.stars { color: #f5a623; letter-spacing: 2px; }
.testimonials .stars { font-size: 1.05rem; margin-bottom: .25rem; }
.review-source { color: var(--muted); font-size: .85rem; }
.review-disclosure { font-size: .75rem; color: var(--muted); margin: -2.5rem 0 4rem; line-height: 1.5; }
.testimonials-wrap .testimonials { margin-top: 1rem; }

/* Estate planning */
.estate-intro-img { width: 100%; border-radius: 4px; }
.estate-step h3 { font-size: 1.25rem; margin-top: .25rem; }
.check-list { list-style: none; margin: 1rem 0 0; padding: 0; }
.check-list li { position: relative; padding: .5rem 0 .5rem 2rem; border-bottom: 1px solid rgba(6,6,6,.08); }
.check-list li::before { content: ""; position: absolute; left: .25rem; top: .9rem; width: .9rem; height: .45rem; border-left: 2px solid var(--green); border-bottom: 2px solid var(--green); transform: rotate(-45deg); }
.estate-options { display: grid; gap: 1.25rem; margin-top: 1rem; }
.estate-option { padding: 1.5rem; border: 1px solid rgba(6,6,6,.1); border-left: 3px solid var(--accent-dark); background: #fff; }
.estate-option h3 { font-size: 1.25rem; }
#estate-form { scroll-margin-top: 120px; }

/* ---------- Suggestions: credibility strip ---------- */
.cred-strip { display: grid; grid-template-columns: repeat(4, 1fr); gap: 0; margin: -1rem 0 .5rem; border: 1px solid rgba(6,6,6,.08); background: #fff; box-shadow: 0 6px 24px rgba(0,0,0,.06); }
.cred-item { padding: 1.5rem 1rem; text-align: center; border-right: 1px solid rgba(6,6,6,.08); }
.cred-item:last-child { border-right: 0; }
.cred-value { font-family: var(--f-head); font-size: 2rem; font-weight: 500; color: var(--green); line-height: 1.1; }
.cred-label { font-family: var(--f-ui); font-size: .8rem; letter-spacing: 1px; text-transform: uppercase; color: var(--muted); margin-top: .35rem; }
.cred-note { font-size: .7rem; color: var(--muted); text-align: right; margin: 0 0 5rem; }
@media (max-width: 820px) { .cred-strip { grid-template-columns: 1fr 1fr; } .cred-item:nth-child(2) { border-right: 0; } .cred-item:nth-child(-n+2) { border-bottom: 1px solid rgba(6,6,6,.08); } .cred-value { font-size: 1.5rem; } .cred-note { margin-bottom: 3rem; } }

/* Who we help */
.help-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.25rem; }
@media (max-width: 980px) { .help-grid { grid-template-columns: 1fr 1fr; } }
@media (max-width: 600px) { .help-grid { grid-template-columns: 1fr; } }
.help-card { display: flex; flex-direction: column; padding: 1.75rem 1.5rem; border: 1px solid rgba(6,6,6,.1); border-top: 3px solid var(--green); background: #fff; color: var(--ink) !important; text-decoration: none !important; transition: box-shadow .2s, transform .2s; }
.help-card:hover { box-shadow: 0 10px 28px rgba(0,0,0,.08); transform: translateY(-2px); }
.help-card img { width: 2.5rem; margin-bottom: 1rem; }
.help-card h3 { font-size: 1.25rem; margin-bottom: .5rem; }
.help-card p { font-size: .95rem; flex: 1; margin-bottom: 1rem; }
.help-link { font-family: var(--f-ui); font-weight: 600; font-size: .8rem; letter-spacing: 1px; text-transform: uppercase; color: var(--green); }

/* Process */
.process-steps { list-style: none; margin: 0 0 2.5rem; padding: 0; display: grid; grid-template-columns: repeat(4, 1fr); gap: 1.5rem; counter-reset: s; }
@media (max-width: 820px) { .process-steps { grid-template-columns: 1fr 1fr; } }
@media (max-width: 600px) { .process-steps { grid-template-columns: 1fr; } }
.process-steps li { position: relative; padding-top: 3.5rem; }
.process-steps li::after { content: ""; position: absolute; top: 1.25rem; left: 3rem; right: -1.5rem; height: 1px; background: rgba(6,6,6,.15); }
.process-steps li:last-child::after { display: none; }
.step-num { position: absolute; top: 0; left: 0; width: 2.5rem; height: 2.5rem; border-radius: 50%; background: var(--green); color: #fff; display: flex; align-items: center; justify-content: center; font-family: var(--f-head); font-size: 1.25rem; }
.process-steps h3 { font-size: 1.2rem; }
.process-steps p { font-size: .95rem; }

/* Fee audit band */
.callout.fee-audit::before { background: var(--footer); }
.callout.fee-audit h4 { color: var(--accent) !important; }
.callout.fee-audit .fee-btn { background: var(--accent); color: #04262f !important; font-size: .8em; padding: 1.1rem 1.8rem; }
.callout.fee-audit .fee-btn:hover { background: #fff; }

/* Team strip */
.team-strip { display: flex; justify-content: center; flex-wrap: wrap; gap: 1.5rem; margin: 1.5rem 0 1.5rem; }
.team-face { display: flex; flex-direction: column; align-items: center; width: 130px; color: var(--ink) !important; text-decoration: none !important; }
.team-face img { width: 110px; height: 110px; border-radius: 50%; object-fit: cover; object-position: center 20%; margin-bottom: .5rem; box-shadow: 0 4px 14px rgba(0,0,0,.12); transition: transform .2s; }
.team-face:hover img { transform: scale(1.04); }
.team-face span { font-size: .8rem; text-align: center; line-height: 1.3; }

/* Footer additions */
.newsletter { margin-bottom: 2rem; padding-bottom: 2rem; border-bottom: 1px solid rgba(255,255,255,.15); }
.newsletter h4 { font-size: .9rem; }
.newsletter-form { display: flex; flex-wrap: wrap; gap: .75rem; max-width: 520px; }
.newsletter-form .form-control { flex: 1 1 240px; background: rgba(255,255,255,.12); color: #fff; }
.newsletter-form .form-control::placeholder { color: rgba(255,255,255,.6); }
.newsletter-form .form-status { flex-basis: 100%; color: #fff; }
.footer-links { display: flex; flex-wrap: wrap; gap: .5rem 1.5rem; font-size: .85rem; }
.footer-links a { text-decoration: underline; }
.fraud-notice { border-left: 2px solid var(--accent); padding-left: .75rem; }
.callout.fee-audit h2, .callout.fee-audit .is-h1 { color: #fff !important; }
.callout.fee-audit p { color: rgba(255,255,255,.85) !important; }

/* ==========================================================================
   OPTION C — Traditional theme
   ========================================================================== */
:root {
  --f-serif: "Cormorant Garamond", Garamond, "Times New Roman", serif;
  --forest: #123a2c;
  --forest-2: #0d2b21;
  --cream: #f7f4ee;
  --gold: #a8915a;
}
h1, .is-h1, h2, .is-h2, .testimonials h2, .testimonials .testimonial-title { font-family: var(--f-serif); font-weight: 500; letter-spacing: .2px; }
h1, .is-h1 { line-height: 1.1; }
.btn, .btn.is-pill, #main-navigation > ul > li > a.btn { border-radius: 2px; }
.btn { background: var(--forest); padding: 1rem 1.75rem; }
.btn:hover { background: var(--green); }
.sticky-cta { display: none; }
.page-bg .hero-content h1 { font-weight: 500; }
.page-bg .hero-content h2 { font-family: var(--f-serif); font-style: italic; font-weight: 500; }
.page-bg .overlay { background: rgba(10, 30, 24, .45); }

/* Home hero: centered, no box */
.page-bg.is-home .overlay { background: linear-gradient(180deg, rgba(8,25,20,.35) 0%, rgba(8,25,20,.55) 100%); justify-content: center; }
.page-bg.is-home .hero-content { background: none; text-align: center; max-width: 900px; margin: 0 auto; padding: 0; }
.page-bg.is-home .hero-eyebrow { font-family: var(--f-ui); font-size: .8rem; font-weight: 600; letter-spacing: 4px; text-transform: uppercase; margin-bottom: 1.5rem; color: rgba(255,255,255,.85); }
.page-bg.is-home h1 { font-family: var(--f-serif); font-size: 2.6rem; line-height: 1.12; margin-bottom: 2.5rem; }
@media (min-width: 820px) { .page-bg.is-home h1 { font-size: 3.6rem; } }
@media (min-width: 1100px) { .page-bg.is-home h1 { font-size: 4.2rem; } }
.page-bg.is-home .btn-block { display: inline-block !important; width: auto; background: transparent; border: 1px solid rgba(255,255,255,.85); padding: 1rem 2.25rem; }
.page-bg.is-home .btn-block:hover { background: #fff; color: var(--forest) !important; }
.page-bg.is-home .container { padding: 0 1.5rem; }

/* Classic home sections */
.home-page .content-wrapper { padding: 0; }
.cl-section { padding: 6.5rem 0; }
@media (max-width: 820px) { .cl-section { padding: 4rem 0; } }
.cl-narrow { max-width: 820px; }
.cl-cream { background: var(--cream); }
.cl-dark { background: var(--forest); color: rgba(255,255,255,.85); }
.cl-dark .cl-title, .cl-dark h3 { color: #fff; }
.cl-kicker { font-family: var(--f-ui); font-size: .72rem; font-weight: 600; letter-spacing: 4px; text-transform: uppercase; color: var(--gold); margin: 0 0 .75rem; }
.cl-title { font-family: var(--f-serif); font-size: 2.4rem; font-weight: 500; line-height: 1.15; margin: 0; color: var(--heading); }
@media (min-width: 820px) { .cl-title { font-size: 3rem; } }
.cl-rule { display: block; width: 56px; height: 1px; background: var(--gold); margin: 1.5rem 0 2rem; }
.cl-center { text-align: center; }
.cl-rule.cl-center { margin-left: auto; margin-right: auto; }
.cl-lead p { font-size: 1.15rem; line-height: 1.85; }
.cl-link { font-family: var(--f-ui); font-weight: 600; font-size: .75rem; letter-spacing: 2.5px; text-transform: uppercase; color: var(--forest) !important; text-decoration: none !important; border-bottom: 1px solid var(--gold); padding-bottom: 4px; }
.cl-link:hover { color: var(--green) !important; }
.cl-link-light { color: #fff !important; }
.cl-small { font-size: .9rem; margin-top: 2rem; }
.cl-small a { color: var(--forest); text-decoration: underline; }
.cl-fine { font-size: .72rem; color: var(--muted); max-width: 640px; margin: .5rem auto 0; }
.classic-home h3 { font-family: var(--f-serif); font-weight: 600; font-size: 1.55rem; line-height: 1.25; }

/* Principles */
.cl-principle-list { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(4, 1fr); border-top: 1px solid rgba(6,6,6,.12); }
@media (max-width: 980px) { .cl-principle-list { grid-template-columns: 1fr 1fr; } }
@media (max-width: 600px) { .cl-principle-list { grid-template-columns: 1fr; } }
.cl-principle-list li { padding: 2rem 1.75rem 1rem 0; margin: 0; }
.cl-num { display: block; font-family: var(--f-serif); font-size: 1.1rem; color: var(--gold); margin-bottom: 1rem; }
.cl-principle-list p { font-size: .98rem; }

/* Services */
.cl-services { display: grid; grid-template-columns: repeat(3, 1fr); border-top: 1px solid rgba(255,255,255,.18); border-left: 1px solid rgba(255,255,255,.18); }
@media (max-width: 980px) { .cl-services { grid-template-columns: 1fr 1fr; } }
@media (max-width: 600px) { .cl-services { grid-template-columns: 1fr; } }
.cl-service { position: relative; display: block; padding: 2.25rem 2rem 3rem; border-right: 1px solid rgba(255,255,255,.18); border-bottom: 1px solid rgba(255,255,255,.18); color: rgba(255,255,255,.8) !important; text-decoration: none !important; transition: background .25s; }
.cl-service:hover { background: rgba(255,255,255,.05); }
.cl-service h3 { color: #fff; margin-bottom: .75rem; }
.cl-service p { font-size: .95rem; margin: 0; }
.cl-arrow { position: absolute; right: 2rem; bottom: 1.5rem; color: var(--gold); font-size: 1.2rem; transition: transform .25s; }
.cl-service:hover .cl-arrow { transform: translateX(4px); }

/* Who we serve */
.cl-split { display: grid; grid-template-columns: 1fr 1.6fr; gap: 4rem; align-items: start; }
@media (max-width: 820px) { .cl-split { grid-template-columns: 1fr; gap: 2rem; } }
.cl-who-item { padding: 1.5rem 0; border-bottom: 1px solid rgba(6,6,6,.12); }
.cl-who-item:first-child { padding-top: 0; }
.cl-who-item p { margin: .25rem 0 0; }

/* Process */
.cl-process { list-style: none; margin: 1rem 0 0; padding: 0; display: grid; grid-template-columns: repeat(4, 1fr); gap: 2.5rem; text-align: center; }
@media (max-width: 820px) { .cl-process { grid-template-columns: 1fr 1fr; } }
@media (max-width: 600px) { .cl-process { grid-template-columns: 1fr; } }
.cl-process li { margin: 0; }
.cl-roman { display: inline-flex; align-items: center; justify-content: center; width: 3.25rem; height: 3.25rem; border: 1px solid var(--gold); border-radius: 50%; font-family: var(--f-serif); font-size: 1.25rem; color: var(--forest); margin-bottom: 1.25rem; }
.cl-process p { font-size: .95rem; }

/* People */
.cl-people { display: grid; grid-template-columns: repeat(4, 1fr); gap: 2rem; margin: 1rem 0 3rem; }
@media (max-width: 820px) { .cl-people { grid-template-columns: 1fr 1fr; } }
.cl-person { text-align: center; color: var(--ink) !important; text-decoration: none !important; }
.cl-person img { width: 100%; aspect-ratio: 4/5; object-fit: cover; object-position: center 20%; filter: grayscale(15%); transition: filter .3s; margin-bottom: 1rem; }
.cl-person:hover img { filter: none; }
.cl-person h3 { font-size: 1.3rem !important; margin-bottom: .2rem; }
.cl-person p { font-family: var(--f-ui); font-size: .7rem; letter-spacing: 2px; text-transform: uppercase; color: var(--muted); margin: 0; }

/* Quotes */
.cl-quotes { display: grid; gap: 3rem; }
.cl-quote { margin: 0; text-align: center; }
.cl-quote blockquote { margin: 0 0 1rem; font-family: var(--f-serif); font-style: italic; font-size: 1.6rem; line-height: 1.45; color: var(--heading); }
.cl-quote figcaption { font-family: var(--f-ui); font-size: .75rem; letter-spacing: 2px; text-transform: uppercase; color: var(--muted); }

/* Insights */
.cl-head-row { display: flex; justify-content: space-between; align-items: flex-end; gap: 1rem; margin-bottom: 2.5rem; flex-wrap: wrap; }
.cl-insights { display: grid; grid-template-columns: repeat(3, 1fr); gap: 2rem; }
@media (max-width: 820px) { .cl-insights { grid-template-columns: 1fr; } }
.cl-insight { color: var(--ink) !important; text-decoration: none !important; }
.cl-insight img { width: 100%; aspect-ratio: 16/10; object-fit: cover; margin-bottom: 1rem; transition: opacity .2s; }
.cl-insight:hover img { opacity: .9; }
.cl-insight:hover h3 { color: var(--green); }
.cl-date { font-family: var(--f-ui); font-size: .7rem; letter-spacing: 2px; text-transform: uppercase; color: var(--gold); margin: 0 0 .4rem; }
.cl-insight h3 { font-size: 1.45rem !important; transition: color .2s; }

/* FAQ */
.cl-faq { border-top: 1px solid rgba(6,6,6,.15); }
.cl-faq-item { border-bottom: 1px solid rgba(6,6,6,.15); }
.cl-faq-q { display: flex; justify-content: space-between; align-items: center; width: 100%; padding: 1.4rem 0; background: none; border: 0; text-align: left; font-family: var(--f-serif); font-size: 1.45rem; font-weight: 600; color: var(--heading); }
.cl-plus { position: relative; width: 14px; height: 14px; flex-shrink: 0; margin-left: 1rem; }
.cl-plus::before, .cl-plus::after { content: ""; position: absolute; left: 0; top: 6px; width: 14px; height: 1.5px; background: var(--gold); transition: transform .25s; }
.cl-plus::after { transform: rotate(90deg); }
.cl-faq-q.open .cl-plus::after { transform: rotate(0); }
.cl-faq-a { padding: 0 0 1.5rem; }
.cl-faq-a p { margin: 0; }
.cl-faq-a a { color: var(--forest); text-decoration: underline; }

/* Closing */
.cl-closing { display: grid; grid-template-columns: 1fr 1fr; min-height: 480px; }
@media (max-width: 820px) { .cl-closing { grid-template-columns: 1fr; } .cl-closing-img { min-height: 280px; } }
.cl-closing-img { background-size: cover; background-position: center; }
.cl-closing-text { background: var(--forest-2); color: rgba(255,255,255,.85); padding: 5rem 4rem; display: flex; flex-direction: column; justify-content: center; }
@media (max-width: 820px) { .cl-closing-text { padding: 3rem 1.5rem; } }
.cl-closing-text .cl-title { color: #fff; }
.cl-closing-text .btn { background: transparent; border: 1px solid rgba(255,255,255,.8); }
.cl-closing-text .btn:hover { background: #fff; color: var(--forest) !important; }

/* Footer in classic theme */
.footer { background: var(--forest-2); }
.footer h4 { font-family: var(--f-ui); font-weight: 600; letter-spacing: 2px; font-size: .7rem; color: var(--gold); }
.fraud-notice { border-left-color: var(--gold); }
/* Option C accent: replace bright blue with muted gold; links in forest green for contrast */
:root { --accent: #a8915a; --accent-dark: #8c7744; --accent-light: #d8c9a3; }
a { color: var(--forest); }
a:hover { color: var(--green); }
.employer-item { background: var(--cream); border-color: rgba(6,6,6,.08); }
.employer-item h4 { color: var(--forest); }
::selection { background: var(--accent-light); color: #000; }

/* ==========================================================================
   OPTION D — section blocks
   ========================================================================== */
.d-page .cl-section { padding: 6rem 0; }
@media (max-width: 820px) { .d-page .cl-section { padding: 3.5rem 0; } }
.no-hero-page .d-page .cl-section:first-child { padding-top: 3rem; }
.d-intro { font-size: 1.08rem; max-width: 760px; margin: -0.5rem 0 2.5rem; }
.d-intro.cl-center { margin-left: auto; margin-right: auto; }
.cl-lead ul { margin-left: 1.25rem; }
.cl-lead a { color: var(--forest); text-decoration: underline; }
.cl-principle-list.d-cols-3 { grid-template-columns: repeat(3, 1fr); }
.cl-principle-list.d-cols-2 { grid-template-columns: repeat(2, 1fr); }
@media (max-width: 820px) { .cl-principle-list.d-cols-3, .cl-principle-list.d-cols-2 { grid-template-columns: 1fr; } }
.cl-principle-list .cl-link { display: inline-block; margin-top: .25rem; }

/* Placeholder media */
.d-placeholder { position: relative; width: 100%; aspect-ratio: 4/3; background: repeating-linear-gradient(135deg, #ece7dc 0 12px, #e6e0d3 12px 24px); border: 1px solid rgba(6,6,6,.06); display: flex; align-items: center; justify-content: center; }
.d-placeholder span { font-family: var(--f-ui); font-size: .7rem; letter-spacing: 2.5px; text-transform: uppercase; color: #8a7d5e; background: rgba(247,244,238,.9); padding: .6rem 1rem; }
.d-placeholder.d-portrait { aspect-ratio: 4/5; margin-bottom: 1rem; }
.d-media { width: 100%; aspect-ratio: 4/3; object-fit: cover; }
.d-todo { border: 1px dashed var(--gold); background: #fbf9f4; padding: 2rem 2.25rem; }
.d-todo p:last-child { margin-bottom: 0; }

/* Doors */
.d-doors { display: grid; grid-template-columns: 1fr 1fr; gap: 2.5rem; }
@media (max-width: 820px) { .d-doors { grid-template-columns: 1fr; } }
.d-door { display: flex; flex-direction: column; background: #fff; color: var(--ink) !important; text-decoration: none !important; border: 1px solid rgba(6,6,6,.08); transition: box-shadow .3s; }
.d-door:hover { box-shadow: 0 14px 36px rgba(18,58,44,.12); }
.d-door .d-media, .d-door .d-placeholder { aspect-ratio: 16/9; }
.d-door-body { padding: 2.25rem 2.25rem 2.5rem; display: flex; flex-direction: column; flex: 1; }
.d-door-body h3 { font-size: 1.9rem !important; margin-bottom: .75rem; }
.d-door-body > p { margin-bottom: 1.25rem; }
.d-door-body .cl-link { align-self: flex-start; margin-top: auto; }
.d-mini-list { list-style: none; margin: 0 0 1.75rem; padding: 0; }
.d-mini-list li { padding: .45rem 0; border-top: 1px solid rgba(6,6,6,.08); font-size: .95rem; }
.d-mini-list li:last-child { border-bottom: 1px solid rgba(6,6,6,.08); }

/* Split */
.d-split { display: grid; grid-template-columns: 1fr 1fr; gap: 4.5rem; align-items: center; }
.d-split.d-reverse .d-split-media { order: -1; }
@media (max-width: 820px) { .d-split { grid-template-columns: 1fr; gap: 2rem; } .d-split.d-reverse .d-split-media { order: 0; } }
.d-split .cl-lead p { font-size: 1.05rem; }
.d-split .check-list { margin-bottom: 1.5rem; }
.d-split .btn { margin-top: .5rem; }

/* Roles */
.d-roles { display: grid; grid-template-columns: repeat(3, 1fr); gap: 0; border: 1px solid rgba(6,6,6,.12); }
@media (max-width: 820px) { .d-roles { grid-template-columns: 1fr; } }
.d-role { padding: 2.25rem 2rem; border-right: 1px solid rgba(6,6,6,.12); background: #fff; }
.d-role:last-child { border-right: 0; }
@media (max-width: 820px) { .d-role { border-right: 0; border-bottom: 1px solid rgba(6,6,6,.12); } }
.d-role-us { background: var(--forest); color: rgba(255,255,255,.85); }
.d-role-us h3 { color: #fff; }

/* CTA band */
.d-cta-buttons { display: flex; justify-content: center; align-items: center; gap: 2rem; flex-wrap: wrap; margin-top: 1rem; }
.cl-dark .btn.d-btn-light { background: transparent; border: 1px solid rgba(255,255,255,.85); }
.cl-dark .btn.d-btn-light:hover { background: #fff; color: var(--forest) !important; }
.cl-dark .d-intro { color: rgba(255,255,255,.8); }

/* Booking */
.d-booking { display: grid; grid-template-columns: 1.6fr 1fr; gap: 3rem; align-items: start; }
@media (max-width: 900px) { .d-booking { grid-template-columns: 1fr; } }
.d-booking-side { background: var(--cream); padding: 2rem; }
.d-booking-side h3 { font-size: 1.6rem !important; }
.d-booking .calendly-inline-widget { border: 1px solid rgba(6,6,6,.08); background: #fff; }

/* ==========================================================================
   OPTION E — Taylor's edits
   ========================================================================== */
/* Nav: legible over photos — white text, gold underline; no bright-blue hovers */
.has-hero .site-header:not(.is-scrolled)::before {
  content: ""; position: absolute; inset: 0 0 -2.5rem; z-index: -1; pointer-events: none;
  background: linear-gradient(180deg, rgba(6,20,15,.55) 0%, rgba(6,20,15,.25) 65%, rgba(6,20,15,0) 100%);
}
#main-navigation > ul > li > a:not(.btn)::after {
  content: ""; position: absolute; width: 20px; height: 1px; bottom: -.25rem; left: 50%;
  transform: translateX(-50%) scaleX(0); background: var(--gold); transition: transform .2s ease;
}
#main-navigation > ul > li > a:not(.btn):hover::after,
#main-navigation > ul > li.active > a:not(.btn)::after { transform: translateX(-50%) scaleX(1); }
#main-navigation > ul > li > a:not(.btn):hover,
#main-navigation > ul > li.active > a:not(.btn) { color: var(--forest) !important; }
.has-hero .site-header:not(.is-scrolled) #main-navigation > ul > li > a:not(.btn):hover,
.has-hero .site-header:not(.is-scrolled) #main-navigation > ul > li.active > a:not(.btn) { color: #fff !important; }
.has-hero .site-header:not(.is-scrolled) #main-navigation > ul > li > a:not(.btn) { text-shadow: 0 1px 6px rgba(0,0,0,.35); }
#main-navigation > ul > li > a.btn:hover { background: var(--green); }
#main-navigation li ul li a:hover { color: var(--green) !important; }
#pull-out-nav li.active > a, #sub-navigation li.active a { color: var(--forest); }
#sub-navigation li.active a::after { background: var(--gold); }

/* Home hero: keep "for Individuals, Families and Businesses" on one line on desktop */
@media (min-width: 820px) {
  .page-bg.is-home .hero-content { max-width: 1180px; }
  .page-bg.is-home h1 { font-size: clamp(2.6rem, 4.4vw, 4.1rem); }
  .nowrap-lg { white-space: nowrap; }
}
/* "Independent Advice, Personally Delivered" on one line on desktop */
@media (min-width: 1000px) {
  .sec-intro .cl-title { white-space: nowrap; margin-left: -12rem; margin-right: -12rem; }
}

/* Reviews: bolded takeaways + rotating carousel */
.cl-quote blockquote strong { font-weight: 700; color: var(--forest); }
.cl-rotator { position: relative; }
.cl-rotator-track { display: grid; }
.cl-slide { grid-area: 1 / 1; opacity: 0; visibility: hidden; transition: opacity .6s ease, visibility 0s linear .6s; align-self: center; }
.cl-slide.is-active { opacity: 1; visibility: visible; transition: opacity .6s ease .1s, visibility 0s; }
.cl-rotator-nav { display: flex; justify-content: center; align-items: center; gap: .6rem; margin-top: 2rem; }
.cl-dot { width: 9px; height: 9px; padding: 0; border-radius: 50%; border: 1px solid var(--gold); background: transparent; cursor: pointer; transition: background .2s; }
.cl-dot.is-active, .cl-dot:hover { background: var(--gold); }
.cl-rotator-arrow { background: none; border: 0; font-size: 1.6rem; line-height: 1; color: var(--forest); padding: 0 .6rem; cursor: pointer; }
.cl-rotator-arrow:hover { color: var(--gold); }
@media (prefers-reduced-motion: reduce) { .cl-slide, .cl-slide.is-active { transition: none; } }

/* Individuals service pages: bring them into the new look */
.callout.light::before { background: var(--cream) !important; background-image: none !important; }
.callout { margin: 3rem 0; padding: 5rem 0; }
.financial__process-header { color: var(--forest) !important; border-bottom: 1px solid var(--gold); font-family: var(--f-serif); font-size: 1.7rem; }
.what__goals-text { color: var(--forest); }
.home__accordion-header { font-family: var(--f-serif); font-size: 1.4rem; font-weight: 600; color: var(--heading); }
.toggle-accordion:hover .home__accordion-header { color: var(--forest); }
.what__area-header, .financial__capability-header { font-family: var(--f-ui); font-weight: 600; font-size: .95rem; letter-spacing: .5px; }
.what__area-icon, .financial__capability-icon { width: 2.4rem; }
.capabilities { row-gap: 2rem; }
.employer-item { border-right: 1px solid rgba(6,6,6,.08); }
.estate-option { border-left-color: var(--gold); background: #fff; }
.main-content .testimonials .testimonial-title { color: var(--heading); }
.main-content .testimonials p { font-size: .98rem; }
.section-cta h2, .main-content > .text-center > h2 { font-family: var(--f-serif); }
.financial-planning .process-image { display: none; }
.contact .page-bg .bg { background-position: center 70% !important; }
/* Offices: Boston + Vero Beach */
.office-location { padding: 1rem 0 2rem; scroll-margin-top: 7rem; }
.office-location + .office-location { border-top: 1px solid rgba(6,6,6,.1); padding-top: 4rem; margin-top: 2rem; }
.office-intro { font-size: 1.05rem; max-width: 720px; margin-bottom: 2.5rem; }
.footer-sub { color: rgba(255,255,255,.6); font-size: .9em; }
/* Document preview (e.g., sample benchmark report) */
.d-doc { margin: 0; }
.d-doc img { width: 100%; display: block; background: #fff; border: 1px solid rgba(6,6,6,.08); box-shadow: 0 18px 40px rgba(18,58,44,.14); }
.d-doc figcaption { font-family: var(--f-ui); font-size: .68rem; letter-spacing: 1.5px; text-transform: uppercase; color: var(--muted); margin-top: 1rem; text-align: center; }
/* Portrait headshot in a split */
.d-media.d-media-portrait { aspect-ratio: 4 / 5; max-width: 440px; margin: 0 auto; display: block; object-position: center 18%; }

/* Guides page */
.guide-grid { display: grid; grid-template-columns: 1fr; gap: 2.5rem; margin-top: 2.5rem; }
@media (min-width: 900px) { .guide-grid { grid-template-columns: 1fr 1fr; gap: 3rem; } }
.guide-card { background: #fff; border: 1px solid rgba(6,6,6,.08); display: flex; flex-direction: column; }
.guide-cover { width: 100%; height: auto; aspect-ratio: 850 / 1100; object-fit: cover; border-bottom: 1px solid rgba(6,6,6,.08); background: var(--forest); }
.guide-body { padding: 2rem 2rem 2.25rem; text-align: left; }
.guide-body h3 { font-family: var(--f-serif); font-size: 1.9rem; font-weight: 500; margin: .25rem 0 .75rem; color: var(--forest); }
.guide-list { margin: 1rem 0 1.5rem; padding-left: 1.15rem; }
.guide-list li { margin-bottom: .35rem; }
.guide-form .form-item { margin-bottom: 1rem; }
.guide-note { font-size: .78rem; color: var(--muted); line-height: 1.5; margin: .75rem 0 0; }
.guide-dl[hidden] { display: none; }
.guide-thanks { font-family: var(--f-serif); font-size: 1.5rem; color: var(--forest); margin: 0 0 .75rem; }
.guide-disclosure { font-size: .78rem; color: var(--muted); line-height: 1.6; max-width: 900px; margin: 2.5rem auto 0; text-align: left; }